Building Secure
Financial Futures

Guiding your family's financial legacy across generations — aligned with your values and family dynamics.

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Building Secure
Financial Futures

We are committed to supporting your financial journey while helping you balance lifestyle and legacy.

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Building Secure
Financial Futures

Serving families with the means and mindset to create a lasting impact within their family and their community.

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Retirement & Legacy Wealth Solutions

We are located in San Diego, CA, and we serve clients locally and nationally. Our clients come first. It's that simple. We provide honest and impartial advice based on your goals. We specialize in helping clients integrate wealth management solutions that align with their values and family dynamics.

Our services are ideally suited for:

Individuals & Families with $1M+
Less than 10 Years to Retirement
Retired or Work Optional
Family Offices with a minimum of $10M in Assets

Early Retirement Years

“Jill & Bob”
Jill and Bob’s biggest financial concerns are currently centered around legacy planning, making sure they can reduce taxes, and simplifying their overall financial picture as they head into their 70s.*

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Actively Planning for Retirement

“Karen & John”
Karen and John are looking for a financial advisor that will connect the dots between their investments, taxes, and estate planning and someone who they plan to work with throughout their retirement.*

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Major Life Event

”Janice”
New financial considerations have caused Janice anxiety. She is looking for a trusted individual to help answer her questions and also serve as a sounding board to make the right financial decisions for her situation.*

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*Examples Client Scenarios

	Client First Capital	Other Wealth Management Firms
Advisor Standard	Fiduciary Standard	Varies
Client Engagement Model	Family Advisor (Multi-Generations)	Primarily Account Owners
Solutions	Tailored Advice	Based on Product Solutions
Fee Structure	Fee Only	Potential for commission, kickbacks, Broker/Dealer spreads, etc.
Investment Approach	Actively Managed	Tactical Asset Allocation
Tax Planning	Yes – 1040 Tax Analysis	No
Tax Optimization	Yes – Portfolio Level	Account Level
Tax Loss Harvesting	Yes – Strategic	Maybe (systematic)
Estate Planning	Assist with strategy & legal docs, serve as trustee (limited capacity)	Outsourced estate planning / custodian may serve as trustee
Charitable Planning	Yes – Strategic, tax-efficient multi-generation family engagement	Typically limited to publicly traded stocks
Gift Planning	Yes – Strategic tax-efficient gifting plan	Cash/securities
Custodian	Multiple	Single

Your Family Advocates

Individuals and family offices turn to Client First Capital as a trusted family financial advisor for holistic advice and wealth management integrated with estate and tax planning. Our services include:

Advice Only

Highly-customized financial plan development.

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Wealth Management

Integrated wealth and investment services.

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Family Office

Personal & family office solutions for high-wealth clients.

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We Are Committed to Service

Client First Capital is committed to providing value through integrity, transparency, knowledge, and insight. Our goal is to build trusted, long-term relationships with our clients founded on evidence-based financial advice and sound investment strategies.